As more of our daily activities move online—whether for work, socializing, or shopping—scammers use sophisticated methods to steal information and money from unsuspecting consumers. This Safer Internet Day on February 11^th, Visa shares tips to help you protect your digital information.

1. Secure Your Devices with Biometrics: Use biometric security features in your phones and laptops like fingerprints or facial recognition – these provide a higher degree of security compared to traditional PINs and passwords that may get compromised, especially for digital payments.
2. Tokenise your cards if you have not done it yet: The RBI made it compulsory for cards to be tokenised for online transactions so your payments are safe and secure. In a market where almost 100% of cards are now tokenised, don’t get left behind!
3. Use trusted websites: The most common red flag is a website address that does not start with https:// which means there is a potential security issue on it. For an app, download from a trusted app store to protect sensitive information and reduce the risk of malicious software.
4. Read privacy policies: It might not be the most exciting read, but checking privacy policies helps you understand how your data is being used. Know what you’re agreeing to so you make informed decisions.
5. Know What to Do if You’re a Victim of Fraud: If you suspect online fraud, immediately contact your bank or payment provider as well as log a complaint on the National Cyber Crime Helpline by dialing 1930 to report any unauthorised transactions.

By following these tips, you can make your digital experience more secure. Stay vigilant and proactive to protect yourself from the growing risks of the digital world, this Safer Internet Day!