The Mumbai-Manmad Panchavati Express is the first train in India to have an automated teller machine (ATM) installed on board.

The ATM was installed in a train’s air-conditioned coach and successfully finished its trial run. Even when the train is rolling, passengers can take out cash from the machine. It was unveiled under the Innovative and Non-Fare Revenue Ideas Scheme (INFRIS) of Indian Railways.

The program is the outcome of an agreement between the Bank of Maharashtra and Indian Railways’ Bhusawal division. According to railway officials, the experiment went well and the machine operated without issue the entire way.

The section between Igatpuri and Kasara, which is notorious for having weak signals because to tunnels and little cell coverage, did experience some temporary network problems, though. The outcomes were favorable, according to Bhusawal’s divisional railway manager, Ity Pandey. Cash withdrawals while traveling will now be possible. We will continue to keep an eye on the machine’s performance.

Pandey further mentioned that the idea was first offered during an INFRIS meeting hosted by the Bhusawal division. “The team immediately began working on how to make it possible after the suggestion was made,” she said.

Passengers from all 22 of the Panchvati Express’s coaches can access the ATM even though it is located in an AC coach since vestibules connect them. In addition to making cash withdrawals, travelers can order check books and obtain account statements via the ATM.

Remarkably, because the Mumbai–Hingoli Jan Shatabdi Express uses the same rake as the Panchavati Express, its passengers will also have access to the same ATM. This implies that the facility will also benefit more travelers traveling the lengthier journey. The ATM is equipped with a shutter mechanism and is constantly watched by CCTV cameras to guarantee security.

According to railway officials, if the service proves to be well-liked by passengers, it might be extended to further trains.